I need someone to point me in the right direction.

Postby Adamant32 » Wed Dec 15, 2021 9:21 pm

Hi !

I was diagnosed with depression and anxiety about two months ago.

I am going through a very hard time in my life. My sister had an operation to remove a cyst from her brain, unfortunately the operation was unsuccessful, my sister lost her job and is dependent on me. Additionally, I take care of my mother who is currently in the hospital fighting for her life.

Although I have a job, the loans I took out to pay for my sister's and mother's treatment have meant that I have to work after hours, often for 22 hours a day, or give up sleep.

Right after seeing a psychologist I attempted suicide, it wasn't planned in any way, I just did it, but I reacted right away and called 911. And it was a big mistake, I couldn't afford to leave my family.

Worsening financial problems have led to me having to choose between buying food for myself and putting that money away in case my family needs it, which means I eat out of trash cans when everyone in my apartment building goes to bed. Unfortunately I am not able to live with my family because I simply cannot afford it, I have to regularly visit my sister and mother to buy food, clean the house etc,.

As an attempt to "fix" my family's financial state, I have set up a crowdfunding campaign. I was hoping it would be the golden mean and given how many users there are on various online forums someone would help me spread the word, but unfortunately it didn't work out, after a week I only had a few views, I was blocked on many online forums that were supposed to "help" those in need.

Don't get me wrong, I'm not an ungrateful child who doesn't understand that other people also have problems and can't/won't help me because they simply don't know me or don't have the means to do so.

I have tried everything from food banks to state programs, unfortunately I have been denied help.

I'm at a dead end and don't know what I can do, I don't have much time before the mistakes I've made in the past catch up with me and I won't have the money to provide for my family that I've been taking care of for 11 years, I need to help them in some way and get out of debt. I would love to do it myself, but I'm afraid I can't do it. I feel depressed, can't concentrate, and have trouble with the smallest tasks. I don't want my life and my family's lives to end this way, I want to fight for their future but I don't know how I can do that or where I can ask for help.
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#1

Postby Richard@DecisionSkills » Wed Dec 15, 2021 9:29 pm

Hi Adamant, where are you from? I mean, where is this taking place, which country?
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#2

Postby Adamant32 » Wed Dec 15, 2021 9:40 pm

Richard@DecisionSkills wrote:Hi Adamant, where are you from? I mean, where is this taking place, which country?


I'm from Poland. The situation in my country is a little tense right now.

I even managed to get a pension for my sister but it was revoked after two years.

I really tried all the options. I'm not saying that I'll kill myself if someone won't help me. I will keep moving forward until my family no longer needs me. But for now I have to try.
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#3

Postby Richard@DecisionSkills » Wed Dec 15, 2021 9:59 pm

Poland allows you to default on your debt. File for bankruptcy.
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#4

Postby Adamant32 » Wed Dec 15, 2021 10:15 pm

Richard@DecisionSkills wrote:Poland allows you to default on your debt. File for bankruptcy.


I've thought about it, read about it, and it is definitely an option. Unfortunately, it comes with many restrictions that are placed on the person filing for bankruptcy.

I am considering this as an absolute last resort, and before I make any decision I need to consult with someone who knows more about the law than I do (a lawyer). Reading articles on google, unfortunately, is not reliable enough.

Do you know any other sites that could help me publicize the campaign, or provide any other help, before I decide to file for bankruptcy ?
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#5

Postby Richard@DecisionSkills » Wed Dec 15, 2021 10:22 pm

Adamant32 wrote:I really tried all the options.


Bankruptcy. You have not tried it.

Here you go…

https://www.millercanfield.com/resources-41.html

For more information, contact the author, Malgorzata A. Potega-Bill, at +1.313.496.7908 or [email protected] or the Corporate Group Director, Richard A. Walawender, at +1.313.496.7628, [email protected], Karolina Niemirska-Fido at +48.22.447.4300, or Konrad Monko at +48.58.782.0050

Good luck
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