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Sometimes truth can be sobering. I've read a lot of Richard's posts, and they are straight to the point.
In my opinion bitter truth is better than sweet lies.

You've got issues, and you have to work on them, as I have to work on mine.

Poland allows you to default on your debt. File for bankruptcy. I've thought about it, read about it, and it is definitely an option. Unfortunately, it comes with many restrictions that are placed on the person filing for bankruptcy. I am considering this as an absolute last resort, and before I ma...

Hi Adamant, where are you from? I mean, where is this taking place, which country? I'm from Poland. The situation in my country is a little tense right now. I even managed to get a pension for my sister but it was revoked after two years. I really tried all the options. I'm not saying that I'll kil...

Hi ! I was diagnosed with depression and anxiety about two months ago. I am going through a very hard time in my life. My sister had an operation to remove a cyst from her brain, unfortunately the operation was unsuccessful, my sister lost her job and is dependent on me. Additionally, I take care of...